銀行專業(yè)詞匯

acquiring company 收購公司  

bad loan 呆帳  

chart of cash flow 現(xiàn)金流量表  

clearly-established ownership 產(chǎn)權(quán)清晰  

debt to equity 債轉(zhuǎn)股  

diversity of equities 股權(quán)多元化  

economy of scale 規(guī)模經(jīng)濟(jì)  

emerging economies 新興經(jīng)濟(jì)  

exchange-rate regime 匯率機制  

fund and financing 籌資融資  

global financial architecture 全球金融體系  

global integration, globality 全球一體化，全球化  

go public 上市  

growth spurt （經(jīng)濟(jì)的）急劇增長  

have one's 'two commas' 百萬富翁  

hedge against 套期保值  

housing mortgage 住房按揭  

holdings 控股，所持股份  

holding company 控股公司  

initial offerings 原始股  

initial public offerings 首次公募  

innovative business 創(chuàng)新企業(yè)  

intellectual capital 智力資本  

inter-bank lending 拆借  

internet customer 網(wǎng)上客戶  

investment payoff period 投資回收期  

joint-stock 參股  

mall rat 愛逛商店的年輕人  

means of production 生產(chǎn)要素  

(the)medical cost social pool for major diseases 大病醫(yī)療費用社會統(tǒng)籌  

mergers and acquisitions 并購  

mobile-phone banking 移動電話銀行業(yè)  

moods 人氣  

net potato 網(wǎng)蟲  

non-store seling 直銷  

offering 新股  

online-banking 網(wǎng)上銀行業(yè)  

online-finance 在線金融  

online client （銀行的）網(wǎng)上客戶  

paper profit 帳面收益  

physical assets 有形資產(chǎn)  

project fund system 項目資本金制度  

pyramid sale 傳銷  

recapitalize 資產(chǎn)重組  

regional corrency blocks 地區(qū)貨幣集團(tuán)  

regulate 調(diào)控  

sell off 變現(xiàn)  

share(stock) option 期權(quán)，股票認(rèn)購權(quán)  

smart card 智能卡  

slash prices 殺價  

spare capacity 閑置的生產(chǎn)能力  

strong growth 強勁的增長勢頭  

switch trade 轉(zhuǎn)手貿(mào)易  

take…public 上市  

tap the idle assets 盤活存量資產(chǎn)  

transaction （銀行的）交易  

transfer payment from the exchequer 財政轉(zhuǎn)移支付  

venture-capital 風(fēng)險資本  

virtual bank 虛擬銀行  

wire transfer 電子轉(zhuǎn)帳

account number 帳目編號

depositor 存戶

pay-in slip 存款單

a deposit form 存款單

a banding machine 自動存取機

to deposit 存款

deposit receipt 存款收據(jù)

private deposits 私人存款

certificate of deposit 存單

deposit book, passbook 存折

credit card 信用卡

principal 本金

overdraft, overdraw 透支

to counter sign 雙簽

to endorse 背書

endorser 背書人

to cash 兌現(xiàn)

to honor a cheque 兌付

to dishonor a cheque 拒付

to suspend payment 止付

cheque,check 支票

cheque book 支票本

order cheque 記名支票

bearer cheque 不記名支票

crossed cheque 橫線支票

blank cheque 空白支票

rubber cheque 空頭支票

cheque stub, counterfoil 票根

cash cheque 現(xiàn)金支票

traveler's cheque 旅行支票

cheque for transfer 轉(zhuǎn)帳支票

outstanding cheque 未付支票

canceled cheque 已付支票

forged cheque 偽支票

Bandar's note 莊票，銀票

banker 銀行家  

president 行長

savings bank 儲蓄銀行

Chase Bank 大通銀行

National City Bank of New York 花旗銀行

Hongkong Shanghai Banking Corporation 匯豐銀行

Chartered Bank of India, Australia and China 麥加利銀行

Banque de I'IndoChine 東方匯理銀行

central bank, national bank, banker's bank 中央銀行

bank of issue, bank of circulation 發(fā)行幣銀行

commercial bank 商業(yè)銀行，儲蓄信貸銀行

member bank, credit bank 儲蓄信貸銀行

discount bank 貼現(xiàn)銀行

exchange bank 匯兌銀行

requesting bank 委托開證銀行  

issuing bank, opening bank 開證銀行

advising bank, notifying bank 通知銀行

negotiation bank 議付銀行

confirming bank 保兌銀行

paying bank 付款銀行

associate banker of collection 代收銀行

consigned banker of collection 委托銀行

clearing bank 清算銀行

local bank 本地銀行

domestic bank 國內(nèi)銀行

overseas bank 國外銀行

unincorporated bank 錢莊

branch bank 銀行分行

trustee savings bank 信托儲蓄銀行

trust company 信托公司

financial trust 金融信托公司

unit trust 信托投資公司

trust institution 銀行的信托部

credit department 銀行的信用部

commercial credit company(discount company) 商業(yè)信貸公司（貼現(xiàn)公司）

neighborhood savings bank, bank of deposit 街道儲蓄所

credit union 合作銀行

credit bureau 商業(yè)興信所

self-service bank 無人銀行

land bank 土地銀行

construction bank 建設(shè)銀行

industrial and commercial bank 工商銀行

bank of communications 交通銀行

mutual savings bank 互助儲蓄銀行

post office savings bank 郵局儲蓄銀行

mortgage bank, building society 抵押銀行

industrial bank 實業(yè)銀行

home loan bank 家宅貸款銀行

reserve bank 準(zhǔn)備銀行

chartered bank 特許銀行

corresponding bank 往來銀行

merchant bank, accepting bank 承兌銀行

investment bank 投資銀行

import and export bank (EXIMBANK) 進(jìn)出口銀行

joint venture bank 合資銀行

money shop, native bank 錢莊

credit cooperatives 信用社

clearing house 票據(jù)交換所

public accounting 公共會計

business accounting 商業(yè)會計

cost accounting 成本會計

depreciation accounting 折舊會計

computerized accounting 電腦化會計

general ledger 總帳

subsidiary ledger 分戶帳

cash book 現(xiàn)金出納帳

cash account 現(xiàn)金帳

journal, day-book 日記帳，流水帳

bad debts 壞帳

investment 投資

surplus 結(jié)余

idle capital 游資

economic cycle 經(jīng)濟(jì)周期

economic boom 經(jīng)濟(jì)繁榮

economic recession 經(jīng)濟(jì)衰退

economic depression 經(jīng)濟(jì)蕭條

economic crisis 經(jīng)濟(jì)危機

economic recovery 經(jīng)濟(jì)復(fù)蘇

inflation 通貨膨脹

deflation 通貨收縮

devaluation 貨幣貶值

revaluation 貨幣增值

international balance of payment 國際收支

favourable balance 順差

adverse balance 逆差

hard currency 硬通貨  

soft currency 軟通貨

international monetary system 國際貨幣制度

the purchasing power of money 貨幣購買力

money in circulation 貨幣流通量

note issue 紙幣發(fā)行量

national budget 國家預(yù)算

national gross product 國民生產(chǎn)總值

public bond 公債

stock, share 股票

debenture 債券

treasury bill 國庫券

debt chain 債務(wù)鏈

direct exchange 直接（對角）套匯

indirect exchange 間接（三角）套匯

cross rate, arbitrage rate 套匯匯率

foreign currency (exchange) reserve 外匯儲備

foreign exchange fluctuation 外匯波動

foreign exchange crisis 外匯危機

discount 貼現(xiàn)

discount rate, bank rate 貼現(xiàn)率

gold reserve 黃金儲備

money (financial) market 金融市場

stock exchange 股票交易所

broker 經(jīng)紀(jì)人

commission 傭金

bookkeeping 簿記

bookkeeper 簿記員

an application form 申請單

bank statement 對帳單

letter of credit 信用證

strong room, vault 保險庫

equitable tax system 等價稅則

specimen signature 簽字式樣

banking hours, business hours 營業(yè)時間